Source Real Estate

VA Lending Limits are increasing in 2019!

Posted by Dave Reynolds on Wednesday, December 12th, 2018 at 5:28pm

In 2019 the VA lending cap looks to be increasing to $484,350, this in an increase from $453,100 in 2018. Do you think this amount needs to be higher? Also, what amount do this limit get you where you live?


One of my pet peeves that I frequently see listing agents do is not list VA on the acceptable terms of sale. While I fully understand some of the reasoning for not doing this, i.e. if a home is selling over the lending cap, I think this is taking away from the sellers potential buying pool. As we know, loan type is one of the search criteria Realtors use when assisting their buys. If a listing agent does not check the box for VA, that property simply will not show up in the search. I have personally seen VA buyers purchase well above the VA lending limit and in these cases, generally the buyer is putting a large down payment and wants to avoid certain fees.

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